December always tends to move faster than we anticipate. Between family gatherings, holiday shopping, school events, and year-end work deadlines, it’s easy for financial tasks to fall to the bottom of the list. But a few small steps now can make a big difference in how smoothly you start the new year. By tying up loose ends and time-sensitive tasks, you’ll head into January with clarity and confidence.
When the plates are cleared and the house starts to quiet down, Thanksgiving tends to leave us with a deep sense of gratitude. It’s the kind that makes you stop and think about the people who fill your life - and how much they truly mean to you. It’s also when you realize just how much you’d do to keep them safe and their futures secure.
When most people think about IRAs, they picture market-based accounts. While those can be excellent tools for long-term growth, don't overlook the value of Savings and Certificate IRAs at the credit union. With guaranteed returns and predictable growth, they are perfect to offset other market-based retirement accounts and they provide ultimate peace of mind.
Two popular options to house your retirement savings are a 401(k) and an Individual Retirement Account (IRA). Each account offers unique features and benefits that align with various financial circumstances and goals. Understanding the differences between these two options will empower you to make the most of your retirement savings.
There are always ups and downs with the financial markets, but many are wondering if the economy is heading toward a contraction and eventual recession. Significant economic swings can drastically impact how you manage your money – including your retirement savings.
Watching our parents grow older isn’t an easy sight for any of us. Not only do some roles start to shift, but handling aging parents also often includes navigating additional responsibilities and difficult decisions. The day may come when your parents can no longer manage their financial responsibilities on their own.
In your 30s, life can feel like a whirlwind. From finishing school to launching your career, and maybe even getting married and having children, it may seem like everything is happening at turbo speed. With so many priorities competing for your attention, it’s easy to push retirement savings to the backburner.
Many believe wealth comes from a high-paying job, striking it rich in the stock market, or inheriting money. However, building wealth stems from a few principles that anyone can apply. It’s about creating habits, making informed financial decisions, and staying disciplined.
‘Tis the season of giving! The holiday season is a special moment when thoughts and actions are geared toward making others feel loved. For many, that giving spirit resonates with causes close to their heart and community. Charitable donations generate countless smiles - and Uncle Sam rewards your generosity.
With the holiday season in full gear, you likely have wrapping presents on your to-do list. While it’s not quite as fun as gift-giving, now is also the perfect time to wrap up your finances for the year. As the year comes to an end, you’ll want to ensure all your financial ducks are in a row.
