Have you ever found yourself daydreaming about how you will spend your next pay raise or bonus? However, before you know it, those funds are gone, and your goals remain incomplete. Where did all this new money go? It’s a phenomenon called lifestyle creep.
We all have them. We know they cost a small fortune. Yet, instead of canceling subscriptions, we find ourselves subscribing to even more. The following guide will shed light on the financial toll these monthly fees take on your budget – and walk you through how to regain your hard-earned money.
School is almost out, and summer fun is right around the corner. What’s in store for your summer plans? Perhaps, you’re envisioning an action-packed family adventure. Or maybe it’s a tranquil retreat where you can relax and unwind. Before you get lost daydreaming about the perfect vacation, you need to consider how you’ll pay for this excursion.
Everyone has months where their budgets take a detour and get off track. Whether it’s because of an unexpected expense or a much-needed, unplanned vacation, a hit to your monthly budget can definitely cause stress.
Everyone deals with stress and anxiety. Whether it’s work-related, issues at home, health problems, or something else, stress can weigh you down emotionally and physically. While there are many solutions to help lessen the effects of anxiety, some people tend to turn to indulgences, such as emotional spending, to relieve tension in their lives.
COVID-19 is teaching many lessons to consumers around the world. Many families are facing tough times as the pandemic and subsequent shutdowns extract a heavy price from local and nationwide consumers.
Loans are useful financial tools that often make the impossible possible. For most, buying a new home or car with cash isn’t an option. Loans allow people to borrow money and repay the balance over a period of time that best fits their financial capabilities.
When you receive your tax refund, learning how to spend it wisely is your best bet. But you should also learn some of the ways you shouldn't be using it. Below, we've provided you with ideas on how to use your IRS tax refund and some ways you should avoid.
Just like with anything else in life, your personality can also dictate your response to money. Understanding your money personality is your first step in shaping your approach to saving, spending, and investing.
It seems nowadays just about anything can be delivered right to your doorstep. And with grocery stores and restaurants jumping into the game, you may be wondering why you’d ever leave the house other than for work!
