Tap-to-pay debit and credit cards, have recently revolutionized the way payments are made. As contactless cards become more popular and widely available, many wonder if they’re safer than alternatives, such as EMV-enabled chip cards. While both offer heightened security, tap-to-pay cards include an extra layer of convenience.
Teenagers are at a critical stage of their lives where they are beginning to navigate the complexities of personal finance. Equipping them with the necessary knowledge and tools empowers them to make responsible decisions and build healthy financial habits. One pivotal step in this journey is selecting the appropriate checking account for your teen.
Sometimes balancing mistakes happen. A check you wrote, or a bill payment hits your account when not enough funds are available, resulting in unpleasant Non-Sufficient Funds (NSF) fees. However, it doesn’t have to be that way. Services, like Overdraft Protection, can eliminate any balancing fears and ensure your payments are received on time.
Due to its ease and convenience, direct deposit has become a preferred payment method. You may already use direct deposit for your paychecks, but it has many other functions and advantages that should not be overlooked or taken for granted. Let’s explore the uses and benefits of direct deposit to ensure you’re getting the most out of this service.
As tax season rolls in, many people are looking forward to receiving a refund check. You might already have an idea of how you plan to spend it. But, while it can be fun to treat yourself, you also don’t want to lose sight of the many ways these funds can benefit you.
Rising loan rates and inflation have taken a financial toll on households nationwide. Fortunately, it’s not all bad news. You may have noticed that savings rates have also been climbing steadily in recent months. This scenario creates the perfect opportunity to earn greater returns through certificates.
Life is full of financial curveballs. Whether it’s sudden car or home repairs or unplanned medical bills, unexpected expenses always have a way of popping up. An emergency fund is a crucial component of a healthy financial plan because it can keep you afloat while you deal with impromptu financial setbacks.
Savers are rejoicing as rates continue their upward trend. However, many are reluctant to lock in their funds because they fear they will miss out on better rates down the road. So, how can you maximize your returns now without sacrificing higher rates in the future? It’s a unique strategy called certificate laddering.
We all have financial goals we want to achieve one day. Different goals require different tools and tactics. For example, retirement planning relies heavily on tax-advantaged accounts and long-term investments. But what about short-term goals - those that you hope to achieve within two or three years?
Your checking account is like the worker bee of your financial accounts. It’s constantly active. Between paychecks coming in and funds from everyday purchases going out, it never rests. Having a checking account that is flexible is paramount. But what if you could keep that same flexibility while earning even more in return?
