When most people think about IRAs, they picture market-based accounts. While those can be excellent tools for long-term growth, don't overlook the value of Savings and Certificate IRAs at the credit union. With guaranteed returns and predictable growth, they are perfect to offset other market-based retirement accounts and they provide ultimate peace of mind.
Moving out of your parents’ house and into a place of your own is a huge milestone. Whether you’re looking forward to flying solo or you plan to share a space with roommates, it’s a significant step toward independence. While this transition is exciting and empowering, it can also be more expensive than you may anticipate.
Changing jobs can be an exciting step forward in your career, but this decision also carries significant financial and lifestyle implications. While the promise of a higher salary or a fresh start may be appealing, it’s essential to explore the whole picture before resigning from your current workplace.
It’s time to prepare your child for the next big chapter in their life – heading to college. For parents, you’ve always been there guiding them throughout the years. While you might not be by their side physically, with the right financial tools, you can ensure they are cared for and your support is just a few taps away.
Longer days, more sunshine, and warmer weather make summer a great time to bring in some extra cash through a side hustle. Whether you’re saving for a trip, tackling debt, or building your rainy-day fund, seasonal gigs and flexible income opportunities can help you meet your goals without giving up all the fun.
Summer is here, and the open road is calling! Whether you’re headed to the beach or the mountains or you’re off to forge a new path, a little preparation goes a long way toward ensuring a stress-free road trip. Take time to ensure your car is in top shape, your travel budget is in check, and your plans are mapped out.
Navigating the world of student loans can feel overwhelming, especially for first-time students and borrowers. With a realm of options available, it’s important to understand the nuances between the different loan types and how each option can potentially affect your financial future.
You said “Yes!”, popped the bubbly to celebrate, shared the news with your loved ones, and you’re basking in newly engaged bliss. Once you’ve made it through the initial excitement, next comes a not-nearly-as-exciting step: planning your wedding budget.
Graduation season is here, and it’s time to celebrate. Congratulations if you’re one of the many students crossing the stage this spring! Earning your degree is a huge accomplishment. However, as you step into this exciting new chapter, you might be wondering, what’s next?
Raising teenagers is never easy. There are a bunch of changes happening all at once – most centered around their desire for more independence. While the teenage years can be challenging for parents, especially as fads come and go, one area where you can have a lasting impact is teaching your child how to manage money responsibly.
