With the holiday season in full gear, you likely have wrapping presents on your to-do list. While it’s not quite as fun as gift-giving, now is also the perfect time to wrap up your finances for the year. As the year comes to an end, you’ll want to ensure all your financial ducks are in a row.
Once the holiday season kicks into high gear, looking past the festive lights, joyful music, and fun-filled atmosphere can be challenging. But amidst all the excitement, there are many year-end events and deadlines that can have a significant impact on your finances. Consider the following five money moves to end this year on a high note.
Open Enrollment season for healthcare coverage is upon us! With all the different insurance options available, it can quickly become overwhelming. In addition to your standard health insurance plan, you may supplement your coverage with an FSA or HSA. But what exactly are these accounts, and how are they different?
Insurance can be a tricky subject for many. It covers the “ifs” in life - What if my home is damaged? What if I’m in a car accident? What if my child gets sick? Because these scenarios have yet to happen, it can make people focus more on upfront insurance costs than the benefits available.
Open Enrollment is a crucial time for your health, but many overlook the impact on your finances. Health insurance and subsequent timelines can be extremely confusing and stressful for many. Take a deep breath and relax. In this article, we’ll outline what happens during Open Enrollment and provide tips to strengthen your finances.
One of the greatest misconceptions about estate planning is that only the wealthy need them. Everyone should have an estate plan, especially parents with young children. The process involves more than just distributing your wealth – it’s also about protecting your assets, loved ones, and legacy.
The stock market has seen its fair share of ups and downs. While fluctuations in the market are a given, it can be difficult not to react emotionally when your money is on the line. Understanding market volatility is the best defense against rash decisions that could upend your long-term savings strategy.
Your financial advisor plays a significant role in your current and future finances. Even minor suggestions today can have a tremendous impact down the road. So, you want to ensure your advisor is actively working in your best interest. But how can you tell if your advisor is a good fit for you? Let's explore questions you should ask yourself about their performance.
Gen X, defined as the cohort born between 1965 and 1980, is reaching a pivotal point in their lives. Becoming middle-aged often means balancing a multitude of responsibilities, including raising children, preparing for their college years, planning for retirement, and possibly caring for elderly parents. That’s a lot to juggle financially and emotionally.
When it comes to retirement savings, time is your best friend. The more time you can save and allow your investments to compound, the greater your nest egg. One account suitable for all savers comes with an extraordinary perk – guaranteed returns. It’s a feature rarely found in investing, and it’s possible through Share Certificate Accounts.
