Every year, millions of people welcome January with a renewed sense of purpose. There’s something energizing about a fresh start. But here’s the truth - resolutions are easy to set but can be challenging to maintain. That’s why knowing exactly what to focus on and having a practical plan to follow gives you the best chance of success.
The One Big Beautiful Bill Act (OBBBA) introduces several key tax updates that could affect what you owe over the next few years. Many of these changes aim to help working families, seniors, and everyday taxpayers keep more of their hard-earned money. We’ll break down the major updates in simple terms so you can better understand what they mean for you.
Just as Santa makes a list and checks it twice, having a holiday budget gives you a simple way to stay in control. It’s natural to feel more generous this time of year, but you also want to protect the financial goals you’ve worked hard to build. A little planning now can help you enjoy the season fully without creating stress in the months that follow.
The holiday season is here, and with it comes a wonderful mix of joy, celebration, and time spent with friends and family. But between the excitement and the busy schedules, it's also a time when costs rise quickly - sometimes more quickly than we expect. To help you enjoy the season without the stress, we’ve gathered 12 practical holiday tips.
The holiday season is here, and that means sales, deals, and shopping sprees galore. From Black Friday through Cyber Monday, millions of shoppers head online in search of the perfect gifts at unbeatable prices. But while you’re checking names off your list, cybercriminals are checking theirs too.
Between Black Friday sales, Cyber Monday deals, and those can’t-miss “doorbusters,” it’s easy to get swept up in the thrill of saving. Retailers know how to turn excitement into spending, often leading shoppers to go beyond their budgets. The key is understanding the psychology behind holiday shopping - and using a few smart strategies to stay in control.
The table’s been cleared, the football game is on, and the fridge is packed with leftovers. Thanksgiving may be over, but tomorrow’s turkey sandwiches are something to look forward to. But while Thanksgiving leftovers are something to savor, financial leftovers like high-interest debt aren’t nearly as satisfying.
If you have loans or credit cards, you’re already familiar with interest - it’s the price you pay for borrowing money. While interest is a normal part of almost every loan, it’s only natural to want to minimize how much you pay. Fortunately, you have more control over how much interest you pay than you might think.
Life has a way of throwing financial curveballs when you least expect them. A car repair or medical bill can strain your budget, but when the challenge comes from something beyond your control - like the government shutdown - it can feel even more unsettling. Fortunately, there are steps you can take right now to protect your finances during this uncertain time.
When the plates are cleared and the house starts to quiet down, Thanksgiving tends to leave us with a deep sense of gratitude. It’s the kind that makes you stop and think about the people who fill your life - and how much they truly mean to you. It’s also when you realize just how much you’d do to keep them safe and their futures secure.
