Around St. Patrick’s Day, luck gets a lot of attention. While it’s fun to imagine a pot of gold waiting at the end of the rainbow, relying on myths and misconceptions for your finances can do some real damage. Many long-held beliefs about money sound convincing, but when you dig deeper, they’re pure blarney.
Anytime major laws change, confusion will follow. And, unfortunately, when confusion rises, so do scams. The One Big Beautiful Bill Act (OBBBA) introduced significant tax changes for the 2026 tax filing season. While these updates will benefit many taxpayers, they also created the perfect environment for fraud.
As spring approaches, many homeowners start eyeing repairs or upgrades that they put off during the winter months. Whether it’s replacing outdated fixtures, tackling overdue maintenance, or planning a larger renovation, the credit union can help you tackle your spring project list with ease.
In recent years, a growing number of homeowners have been encouraged to treat their home’s equity like a piggy bank. On social media, creators and “finfluencers” talk about the so-called “mini-refi” as if it were a clever financial shortcut to give yourself a lifestyle bump. However, behind the catchy messaging is a significant risk. You’re being encouraged to borrow against your most important asset - your home.
Staying in “money mode” for just a little longer after filing your taxes can help you use your refund wisely and confidently. Whether your goal is to build your savings, reduce high-interest debt, or simply become more financially organized, taking time to plan before you start spending your tax refund is critical.
You’ve probably seen the rise of the “finfluencer.” These creators fill your feed with quick tips, flashy graphics, and stories about money. They offer advice that feels accessible, entertaining, and free. But facts can get buried under bright editing and confident delivery. When a video goes viral, it’s often because it sparks excitement - not because it presents personalized guidance.
Debt is often viewed negatively; however, not all debt is bad. In fact, using credit responsibly is a wise strategy to achieve milestones, such as buying a home, purchasing a car, or paying for a wedding. It can also help you manage cash flow between paychecks. Yet, even when used responsibly, debt can still feel like it’s weighing you down.
Valentine’s Day is a moment to break from the routine of daily life and remind your sweetheart you care. While the moment can reignite the spark in your relationship, the flowers eventually fade. Keeping a relationship alive for years to come involves shared goals, future plans, and the desire to make the life you imagine together a reality.
We all have one and no one wants to deal with it…a junk drawer. You know the drawer in your kitchen that’s filled with pens, coupons, mail, and everything else you can imagine. Somehow, sections of our lives become cluttered without us even realizing it’s happening. If your finances feel a bit scattered right now, you’re not alone.
Debt can feel overwhelming, not just because of the balances themselves, but because of how scattered everything becomes over time. Multiple credit cards, different due dates, and interest rates that keep climbing make it hard to feel in control. Many members reach a point where they’re paying every month, but never see the balance move significantly. That’s where debt consolidation can help.
