Life has a way of surprising us. Sometimes those surprises are wonderful, like a new job or the chance to travel somewhere you’ve always wanted to visit. Other times, the unexpected can throw your finances off track in an instant. That’s why every household should have an emergency fund.
For most of us, the holiday season plays out the same way every year. By the time November rolls around, the calendar is packed, prices are high, and that overwhelming feeling starts creeping in. Gifts are bought in a rush, travel gets booked at sky-high rates, and we promise ourselves we’ll plan earlier next year.
Life moves fast. So fast that you’ve likely already spent about ten seconds reading to this point. What could you have done in that same amount of time? The answer is A LOT if you’re putting our various digital banking tools to work for you. Managing your money should be quick, convenient, and secure.
Moving out of your parents’ house and into a place of your own is a huge milestone. Whether you’re looking forward to flying solo or you plan to share a space with roommates, it’s a significant step toward independence. While this transition is exciting and empowering, it can also be more expensive than you may anticipate.
Changing jobs can be an exciting step forward in your career, but this decision also carries significant financial and lifestyle implications. While the promise of a higher salary or a fresh start may be appealing, it’s essential to explore the whole picture before resigning from your current workplace.
Two popular options to house your retirement savings are a 401(k) and an Individual Retirement Account (IRA). Each account offers unique features and benefits that align with various financial circumstances and goals. Understanding the differences between these two options will empower you to make the most of your retirement savings.
It’s time to prepare your child for the next big chapter in their life – heading to college. For parents, you’ve always been there guiding them throughout the years. While you might not be by their side physically, with the right financial tools, you can ensure they are cared for and your support is just a few taps away.
There are always ups and downs with the financial markets, but many are wondering if the economy is heading toward a contraction and eventual recession. Significant economic swings can drastically impact how you manage your money – including your retirement savings.
There are countless tools available today to help make managing your money easier. But few offer the same level of convenience and reliability as direct deposit. Your paycheck shows up automatically – whether you’re rolling out of bed for work or relaxing on a well-deserved vacation.
School is out, summer is here, and we’re at the halfway point of the year. Now is the perfect time to sit down and review where you stand on your goals for the year. Are you where you hoped you’d be? Or do you need to jumpstart your efforts and ambition?
