Do you feel like your financial situation has been going off the rails on a crazy train for years, or even decades at this point? That doesn’t mean you can’t act now to change your direction and get on financial track in the New Year and beyond.
With the holiday season right around the corner, now’s the perfect time to get a handle on any outstanding credit card balances. The last thing you want to do is add costly holiday expenses onto existing balances – especially if that debt is already difficult to manage.
While fraud can occur at any time of the year, it, unfortunately, becomes more popular during the holidays. This could be due to the hustle and bustle of the season and the fact that more people are shopping, especially online.
The New Year is a great time to set goals and start fresh. Even if you’re not the best at saving money or cash always seems to be tight, we have ten tips to help you quickly boost your savings this year.
Many of the things you do daily are simply a habit. Whether it's buying coffee on the way to work or a $10 a day lunch habit, they can potentially harm your budget. Similar to how bad financial habits can get you into trouble, good financial habits can keep you out of trouble.
Marriage can be the ultimate expression of love between two people. However, financial problems are serious obstacles that can test the bonds of marriage. From losing a job to overspending, money conflicts are one of the leading causes of divorce.
Spring break is around the corner, and the kids will be home from school for the week. Plenty of families use that week off from school as an excuse to head off on a cruise or to visit a luxurious beachside resort. But what if an expensive cruise or pricey resort isn't in your family's budget this year?
Financial education begins at home. What's one way that you can teach your kids the importance of setting financial goals, saving money, and watching what they spend? By involving them in the process of creating your family's budget.
A long vacation to a far off destination is the perfect way to spend summer, but that can be expensive. Trying to stick to a budget? Then, this year, you may want to modify the family vacation. After all, kids don't care about fancy perks or exotic locations. They just want to spend time with you.
Getting married can be exciting. Once the honeymoon is over, you’ll begin settling into the routine of married life. Your decisions from now on will no longer just affect one person; it will also affect your spouse. To avoid falling into financial issues, one of the first things you should do as a couple is to create a household budget.
