Whether you’re just beginning to get serious about each other, considering moving in together, or are currently living together and thinking about intertwining your finances, having that money conversation with your significant other can feel about as prickly as hugging a porcupine.
The holiday season is fast approaching and, much like the rest of this year, the holidays are going to be different. While you may still gather with family and friends, it’s likely those gatherings will be smaller in nature. And whether the holidays have affected you financially, chances are someone in your family or group of friends has been.
When it comes to money, a lot of teens simply are unaware of how much their expenses impact their income. So they are left unprepared when leaving for college or heading out on their own. Many teens go through financial struggles that could have been avoided if they learned early on how to manage their money.
The holiday season is upon us. And you know what that means…shopping! Between the decorations, music, parties, and crowds, it’s easy to get carried away during the holidays – especially when it comes to our finances.
The holidays are a time to reconnect with family, celebrate, and reflect. Yet, for many, this time of the year can bring unwanted stress. Yes, you want everyone to be happy; however, spending all of your free time working extra hours to pay for gifts doesn’t sound very enjoyable.
As the holiday season rolls around, most people are looking for extra cash to help make the season merry and bright. Whether your traditions include chasing snowflakes, visiting towns that exemplify the holiday spirit, gift-giving, or just sharing a feast with your loved ones, the expenses of each of these can add up quickly.
No one wants to be shocked by the amount of debt they racked up during the holiday season. Talk about a way to ruin your New Year’s resolutions! Yet Americans continue to spend more and more each year during the holidays – especially as kids today are begging Santa for iPhones, tablets, and Xbox One’s…
With the hustle and bustle of the holiday season also comes an unfortunate increase in crime rates. With hectic shoppers rushing around distracted by their to-do lists, thieves are often waiting for the perfect opportunity to capitalize on this shopping madness.
If you’re like most, you may not have money saved this year for the holidays. Likewise, you may be tempted to rely on credit cards for this year’s holiday expenses. However, this may do more damage to your finances in the long run.
Every January, it's the same deal: You resolve to save more money, pay off your debts, and get your financial situation in order. Then February comes along and you're back to your old habits. If you've broken New Year's resolutions in the past, you're not alone.
