Whether it is car repairs, medical bills, or a sudden job loss, unexpected expenses are sure to pop up from time to time. Putting aside three to six months of living expenses into an Emergency Fund should be at the top of everyone’s financial to-do list.
It’s never too early to begin planning for your retirement. In fact, the earlier you start your planning, the greater security you’ll have when the time for retirement arrives. Many people in their 20s and 30s view retirement as something that is so far in the future that it’s hard to make it a priority.
For those of us who aren't rolling in money, saving a portion of a paycheck is a chore. We know we should do it, but there are so many other fun things to do with our money.
Thanks to instant one-click online shopping and credit cards, it's easier than ever to make purchases these days. And, when you pair this convenience with the holiday season, many shoppers find themselves up to their ears in debt by the time the holiday season closes.
With all the chocolates, hearts, and flowers floating around, Valentine's Day is the most romantic day of the year. It can also be one of the most expensive days, especially if you're committed to wining and dining your sweetheart.
Fall is here, which means the winter holidays are right around the corner. Everyone can feel a little overwhelmed during the holiday season, leading to procrastination, shopping anxiety, or delayed gift picking.
While the holidays are a time for cheer and spending time with family, many also experience heightened levels of stress. With all that has happened this year, you may find yourself more overwhelmed than usual as the holidays approach.
Over the years, parents teach their children many things. How to grow gardens. How to care for pets. How to be polite and thankful. Even how to prepare simple meals. One important lesson that parents need to teach that often gets overlooked is the importance of saving money.
You recently had a new baby. Right now, you are officially in "new parent mode." You are changing diapers, feeding the baby, and crossing your fingers that you will get the occasional afternoon nap in so you can survive those long sleepless nights when the baby is fussy.
Ever feel like your debt is difficult to manage? You're definitely not alone. It's easy to turn to credit cards to make ends meet (or even to get a bit carried away buying holiday gifts). But debt grows quickly, and dealing with all those payments, high-interest rates, and monthly statements can feel overwhelming. Fortunately, debt consolidation may offer a solution.
