The COVID-19 pandemic taught everyone a crucial lesson — it's essential to be prepared for financial curveballs. One of the best strategies to accomplish this is by regularly putting money aside into an emergency fund.
Which would you rather do in the next few months? Pay off your credit cards, or build interest on the money in your savings? Most people will go for the latter option. Making more money on your savings appears like the most stable financial option.
It’s that time of year again. While some people are biting their nails over how much they’ll have to pay, others are eagerly anticipating their refunds from Uncle Sam. Below are a few smart ways you can put your tax refund to work for you.
When it comes to money, people usually fall into two categories: spenders or savers. To put it simply, spenders are those who tend to spend whatever they have, and savers always put something away, regardless of how little they have.
Ask your grandparents how they purchased their first home, and you may be shocked to learn they spent years scraping together a down payment or even purchased it outright. Today, buying groceries using credit is quite common.
Trying to keep your spending in check is a lot harder than it sounds, especially since it is so easy to make purchases these days. All it takes is a couple quick clicks of a button, and you can purchase anything from groceries to furniture to a new car.
Not too long ago, celebrities and millionaires were the only ones spending money on expensive items for the sake of flaunting their wealth. Unfortunately, nowadays, things are a bit different. ‘Regular people’ who earn a low, medium, or high income are spending their money frivolously to “keep up with the Joneses.”
We live in a Facebook world that gives “Keeping up with the Joneses” new meaning. People tend only to share the best of what’s going on in their lives, and that places added pressure on many people to keep up and emulate their successes.
It's only $5. It's only $20. It's only $100. If you're like most people, you probably hear yourself or your family members throwing around phrases like that all the time, but the reality is that the value of something really depends on whether or not you can afford it.
While there is most likely an app for that, all these apps could be killing your budget. You will be amazed at the wide range of useful apps available for your home computer, mobile devices, tablets, and more.
