Many of us have had that moment. A forgotten auto-draft payment hits your account, or a check that took weeks to clear is finally cashed, and suddenly your account is closing in on a negative number.
Digital wallets, in some form, have been around for a while. However, recently, they've become a considerable part of how transactions are processed around the world. But what exactly are digital wallets, and how do you use them?
While retirement may seem like a lifetime away for many, making smart investing decisions early is the best move to ensure you can retire comfortably down the road. There are several retirement accounts to consider, such as Roth IRAs and 403(b) accounts, but one of the most popular options for many is a 401(k) plan.
On the surface, checking accounts may appear similar across the board; however, that’s rarely the case. There are many aspects of checking accounts that vary considerably - especially between big banks and credit unions.
With stories of identity theft and fraud becoming more and more common, keeping your financial information safe has become paramount for people across the country. One way to ensure your financial information remains secure is through e-Statements.
Going off to college is a huge and exciting step in your young adult life. Therefore having a checking account that will work for you is essential. As a college-bound student, you’ll need a flexible account with features aligning with your new lifestyle.
With a multitude of investment options available, one popular option is a certificate account. While banks often refer to these accounts as certificates of deposit or CDs, credit unions typically refer to them as certificate accounts.
Are you using direct deposit yet? If not, there's virtually no reason not to make the switch. The term refers simply to your employer or other income source depositing your paycheck electronically into your account. This is a very secure process and one that is being used by millions of people today.
As you work toward building a secure future for yourself and your family, you’ll want to put some money aside for emergencies as well as begin to save for the things you dream of — a vacation, a larger house, your children’s education, and your retirement.
Be honest. Along with probably everyone else you know, you’ve dreamed of winning the lottery, right? Even though you know it’s probably not going to happen, it can still be fun to think about what you would do with that lump sum payment!
