With a multitude of investment options available, one popular option is a certificate account. While banks often refer to these accounts as certificates of deposit or CDs, credit unions typically refer to them as certificate accounts.
Are you using direct deposit yet? If not, there's virtually no reason not to make the switch. The term refers simply to your employer or other income source depositing your paycheck electronically into your account. This is a very secure process and one that is being used by millions of people today.
As you work toward building a secure future for yourself and your family, you’ll want to put some money aside for emergencies as well as begin to save for the things you dream of — a vacation, a larger house, your children’s education, and your retirement.
Be honest. Along with probably everyone else you know, you’ve dreamed of winning the lottery, right? Even though you know it’s probably not going to happen, it can still be fun to think about what you would do with that lump sum payment!
Whether you're just in the starting phases of building your financial legacy, or it's well-established, there are many advantages to having a checking account. Checking accounts can help improve your financial health and life, no matter your age.
