While you can sit and wait for your tax refund check to hit your mailbox, it can be a long, painful, and frustrating wait when you really need that money. The good news is that the IRS will directly deposit your tax refund (some or all of it) electronically into your savings or checking account.
It’s hard to believe the iPhone® was born not long ago in June of 2007. Since that time, everything from browsing the internet and checking emails to connecting with friends and even ordering food has completely changed forever. In that time, the way we bank has been completely transformed as well.
When an individual's paycheck hits their checking or savings account, those funds must go in various directions. There are bills to pay, trips to the grocery store, and plenty of instances of spending on-the-go. At the end of the pay period, there's often little left to save or fund retirement accounts.
When it comes to saving more money, there are two sides to the equation – incomes and expenses. You can save more money by bringing in additional revenue. This is commonly achieved when you receive a pay raise at work, switch to a higher paying job, earn more on your investments, or create a new income stream such as a side gig or freelance work.
While it may not have the same gravitas as a new car, a checking account represents the same important rite of passage for teens. The earlier your teen opens a checking account, the sooner you can begin teaching them valuable lessons, such as money management and disciplined spending.
With the introduction of person-to-person payments, you may be wondering why and if wire transfers are still necessary nowadays. The truth is that wire transfers remain a crucial financial instrument when it comes to moving money quickly and securely.
When it comes to saving money, most people start with a basic savings account. Then, they move straight into market-based investments, such as stocks and bonds.
Many of us have had that moment. A forgotten auto-draft payment hits your account, or a check that took weeks to clear is finally cashed, and suddenly your account is closing in on a negative number.
Digital wallets, in some form, have been around for a while. However, recently, they've become a considerable part of how transactions are processed around the world. But what exactly are digital wallets, and how do you use them?
While retirement may seem like a lifetime away for many, making smart investing decisions early is the best move to ensure you can retire comfortably down the road. There are several retirement accounts to consider, such as Roth IRAs and 403(b) accounts, but one of the most popular options for many is a 401(k) plan.
