From the outside, credit unions appear very similar to banks. They both offer similar financial products and services, from savings and checking accounts to loans and credit cards. However, it’s essential to recognize the significant distinctions between these two entities because they can greatly influence your day-to-day financial well-being.
Everyone needs and deserves a nice vacation. It’s a chance to escape the daily grind, have fun with family and friends, and unwind. As your vacation date inches closer and the excitement builds, it’s easy to overlook some last-minute household items to check off your to-do list.
Anytime there is news of a bank failure, it’s natural to be alarmed. Many remember the “too big to fail” bank debacles during the Great Recession and begin to wonder about their money. So, it raises the question, how safe is your money? And what steps does the credit union take to protect your funds?
There’s no better feeling than holding your college acceptance letter in your hands. Now that you’ve passed the first major hurdle, it’s time to start preparing for the next…how to pay for school. With tuition costs continuously rising, it’s wise to start exploring college scholarships early.
As you scroll through the news headlines, predictions of a looming recession are becoming more frequent. If you were in the workforce during the Great Recession of ’08, you know the one word that usually follows “recession” is “layoffs.” The following guide will walk you through steps you should take if you face an unexpected job loss.
Due to the events unfolding in Ukraine, people worldwide are standing up to help in any way they can. Unfortunately, these types of emergencies, whether they involve worldwide or local relief funds, are prime opportunities for scammers.
A few years ago, working remotely wasn’t something many people even considered as an option. Fast forward to today and many workers are quickly finding it quite common. As businesses continue to realize remote works helps boost their bottom lines, working from home may soon be the norm.
Filing your taxes can be a bit of a headache each year. While many people may have good intentions of filing as soon as they get their W-2s, the reality is people often procrastinate. Then, before they know it, the deadline sneaks up and forces them to reorganize their schedule to make time to file, causing a great deal of unnecessary stress.
While you can sit and wait for your tax refund check to hit your mailbox, it can be a long, painful, and frustrating wait when you really need that money. The good news is that the IRS will directly deposit your tax refund (some or all of it) electronically into your savings or checking account.
It’s hard to believe the iPhone® was born not long ago in June of 2007. Since that time, everything from browsing the internet and checking emails to connecting with friends and even ordering food has completely changed forever. In that time, the way we bank has been completely transformed as well.
