Just when you thought payments couldn’t get any faster with apps like Zelle or Venmo, a new system is about to change the game. FedNow®, the Federal Reserve’s instant payment network, lets credit unions and banks move money in real-time, 24/7. Unlike peer-to-peer apps, it works behind the scenes, allowing businesses and individuals to send and receive payments instantly - no waiting, no delays.
March is Women’s History Month - a time to celebrate women’s achievements, including in finance. While many women are strong savers and decision-makers, some feel less confident about investing and long-term planning. With knowledge, smart habits, and support, every woman can take charge of her financial future.
Life insurance? It’s likely one of those things that hasn’t even crossed your mind yet – like retirement planning or switching to decaf. But here’s the thing: getting life insurance early is one of the smartest financial moves you can make. It’s more affordable, and it ensures that your loved ones are protected.
Most of us know the Five Love Languages - Words of Affirmation, Acts of Service, Receiving Gifts, Quality Time, and Physical Touch - as ways we express and experience love in relationships. But love languages aren’t just about romance; they can also shape the way we handle money.
As fall begins to fade and winter weather starts to show signs, it’s essential to start preparing your home for the colder months ahead. Winterizing your home can help prevent damage to your property and avoid hefty utility bills – keeping both your home and budget warm and cozy.
Insurance can be a tricky subject for many. It covers the “ifs” in life - What if my home is damaged? What if I’m in a car accident? What if my child gets sick? Because these scenarios have yet to happen, it can make people focus more on upfront insurance costs than the benefits available.
Car insurance often feels like a love-hate relationship. While you love that you, your family, and your vehicle are protected, no one enjoys paying costly insurance premiums. If your goal is to lower your policy price, it helps to understand how insurance companies determine your rate.
Open Enrollment is a crucial time for your health, but many overlook the impact on your finances. Health insurance and subsequent timelines can be extremely confusing and stressful for many. Take a deep breath and relax. In this article, we’ll outline what happens during Open Enrollment and provide tips to strengthen your finances.
Are you planning an international trip soon? Before heading off on your vacation, it’s important to understand how your credit card will work overseas, potential fees, and what features may benefit you. Follow these tips to make the most of your credit cards when embarking on your dream vacation.
Federal student loan payments have resumed after a three-year-long payment pause. If you’re worried about how this will affect your finances, you’re not alone. Over 40 million Americans have federal student loan debt. We’re here to help you better manage your finances as student loan payments restart.
