As a college student, you’re probably beginning to plan for the future, making sure you are fully prepared for what life after college has in store. And, if you’re like most, you’ll want to make sure this process is as streamlined as possible.
Making the transition from high school to college means you're in store for some significant changes in your life. Among those changes is the need to establish credit and build a solid credit score.
Secured credit cards work just like regular credit cards, and you make purchases and payments as usual. But there's one big distinction — with a secured card, you have money in your account already in case you cannot repay the balance.
Transitioning from high school to college is a major milestone in a teenager’s growth, and it brings many changes. Some of those changes are financially related, and one of the questions that both teens and their parents often ask is whether they should have a credit card in college.
While it’s important to begin building your credit early, it’s even more important to build it responsibly. As early as 18, you’ll start to receive credit card offers. While these offers can be tempting, understanding all the details before accepting them is crucial.
If you’ve been watching the news in recent months, it’s hard to miss the “Gamestop Rebellion,” in which some ordinary people made waves and enjoyed massive gains by investing in Gamestop stocks. While it is possible to enjoy gains like this when all the stars align perfectly, it is equally likely to experience significant losses.
Many misconceptions come with the term “financial advisor.” For many, partnering with a financial advisor is something you do later in life as you approach retirement. Others may assume they cannot afford one, or they don’t have enough funds saved to justify their services.
The moment you walk through the front door, your phone rings. You fumble the smartphone out of your pocket and answer it eagerly, speaking with the job interviewer that you just saw an hour ago. They excitedly give you the good news as you can barely hold back the scream of joy.
When preparing to send your child off to college, one thing that may be on your mind is whether or not your child should have their own credit card. The reason you’re likely asking yourself this question is that you know credit cards can be extremely beneficial in certain situations.
Paying for a wedding is no small order. There are many details involved — and the entire process can be quite expensive. Many couples rely heavily on credit cards or a personal loan to get them through their weddings.
