Do You Need a Safe Deposit Box?
Nowadays, with more and more information being backed up and stored on the cloud, you might wonder if you really need a safe deposit box. The answer is really dependent on the individual asking.
23
02, 2022
23
02, 2022
Why You Should Get Your Tax Refund Direct Deposited
While you can sit and wait for your tax refund check to hit your mailbox, it can be a long, painful, and frustrating wait when you really need that money. The good news is that the IRS will directly deposit your tax refund (some or all of it) electronically into your savings or checking account.
23
02, 2022
The PERKS of Going Mobile
It’s hard to believe the iPhone® was born not long ago in June of 2007. Since that time, everything from browsing the internet and checking emails to connecting with friends and even ordering food has completely changed forever. In that time, the way we bank has been completely transformed as well.
18
02, 2022
Great Resignation or New Opportunities?
As you turn on the TV or glance through the latest news stories, you can’t help but hear about the “Great Resignation.” With more and more people leaving their current jobs, businesses are struggling to find workers. Due to staffing shortages, some companies are even adjusting their hours or closing one or two days a week.
17
02, 2022
Steps to Take Before Applying for a Mortgage
While purchasing a home is an exciting time, it’s also a significant financial investment. Before you get ahead of yourself, you must understand what lenders will be looking for when applying for a mortgage and the upfront costs of buying a home.
16
02, 2022
Round-Up Your Home Loan Payments to Save BIG!
Taking a mortgage out is a long-term commitment. What if we told you there are some simple ways to maximize your loan payments, minimize the time it takes to pay off your mortgage, and you can save a lot of money all at the same time?
16
02, 2022
Is Prepaying Your Mortgage a Smart Move?
With interest rates at record lows, many are taking this opportunity to refinance their homes. One of the common questions people ask when considering a refinance is whether they should shorten or extend their mortgage term.
16
02, 2022
Is Downsizing Right for You?
Downsizing. It’s something you may eventually decide to do. Perhaps your children have left the nest and are raising families of their own, and you no longer need the space. You may even decide you’d like to live closer to your grandchildren, so you can watch them grow.
16
02, 2022
How Do I Save for a Mortgage Down Payment?
Mortgage down payment. It could well be the three scariest words in the home buying process. If you feel like you will never be able to buy a home because saving up the money for the down payment stumps you at every turn, you should know that you have options.
16
02, 2022
Getting Financially Prepared to Buy a Home
Buying a home is one of the most exciting things you will do in a lifetime! Whether you are buying your first home or you’re moving up to what will be your forever home, financial preparation is essential. It’s not even all about credit scores and down payments, though those are certainly necessary.