While there are many avenues to invest money in the markets today, the two most popular are either doing it yourself or with the help of a financial advisor. To bridge the gap, fintech and investment companies are creating a new way to invest through sophisticated programs called robo-advisors.
Loans are commonplace in our society, and most people will carry a variety of debts during their lifetime. While it's not always the easiest thing to do, your goal should be to repay your balance as quickly as possible. Here are six tactics to help you pay off debt sooner.
Creating and maintaining a budget is one of the best ways to achieve your financial goals. However, even the most dedicated can find it challenging at times. That’s why it’s essential to revisit your budget and financial plan every six months. This financial check-up is your opportunity to get back on track before you stray too far from your goals.
Before the sticker price of rings sends you into a full-blown panic attack, remember there are financing options available. While you want nothing more than for your partner to love their ring, you also don’t want to completely derail your finances in the process.
If starting college is your first time living away from home, then there’s probably a lot on your mind. Setting out on your own means more independence and all of the responsibilities that come with it, which can be both exciting and daunting. One thing you want to keep in mind as you’re starting the transition is your finances.
Most new parents are shocked when they discover the cost of childcare today. With prices per child often near $1,000 per month, the total can become extremely expensive for those with multiple small children. However, there are steps you can take to lower childcare costs and better plan for the ongoing expenses.
Every day, our cash society seems to move more into the digital realm. A prominent cause of this shift is convenience, and mobile wallets make the transition seamless. Despite the rise in popularity, many members are still unsure about this newer technology. Is it safe? What happens if you lose your phone? It makes sense to be hesitant since a mobile wallet can hold so much of your financial information.
Living paycheck-to-paycheck can be very draining and inadvertently affect everyone in your household. Breaking free from this financial cycle can often feel impossible. But there are moves you can make to begin building your savings and eliminate the stress of the paycheck-to-paycheck lifestyle.
Much of today’s financial advice tends to center around buying a home. Yes, homeowners experience various fiscal benefits, such as building equity and potentially earning a return if they sell the property. However, not everyone is ready to become a homeowner – nor is it the best option for all.
Life in your twenties can be exciting and full of new opportunities. There are many milestones young members might cross off their lists during this period: graduating college, beginning their careers, getting married, and even starting families. While long-term financial goals might seem a lifetime away, the decisions you make today can significantly impact your future fiscal success.
