If you’ve ever tried to shed a few pounds, you know there are plenty of diets to choose from. But most diets have one thing in common – they’re unsustainable. It's the same for monetary goals - from trying to save more or cut down on frivolous spending. True success involves lifestyle changes – altering how you view and interact with money (or food).
As you scroll through the news headlines, predictions of a looming recession are becoming more frequent. If you were in the workforce during the Great Recession of ’08, you know the one word that usually follows “recession” is “layoffs.” The following guide will walk you through steps you should take if you face an unexpected job loss.
The world today revolves around instant gratification - we want everything, and we want it now. But this “instant anything” mentality can have real-life consequences. For children that see and copy everything, this could cause a multitude of challenges down the road.
Today, most mortgages have terms that extend up to 30 years or more. While this makes the monthly payments affordable, decades of interest payments can add up to a substantial sum. A common question among homeowners is whether they should pay off their mortgage early. It can be a tricky question to answer.
A question that lurks in everyone’s mind is, “How much money do I need to retire?” While it’s a simple question, the answer is anything but that. Unfortunately, there is no magic number or one-size-fits-all solution. Everyone’s number will vary due to a multitude of factors. But several methodologies can help you determine a ballpark figure to assist with planning.
Estate planning is one of the most considerate actions you can take on behalf of your loved ones. It helps ensure your final wishes are enacted, your assets are distributed as you intended, and your children or pets are placed in the care of those you trust. And, thanks to technology, the process is easier than ever.
As the busy holiday season comes to an end, people around the world use New Year’s Day as a launching pad to improve themselves. Consistently among the top resolutions is bettering one’s financial position. The trick with setting and keeping financial resolutions is preparation. Use the following framework to ensure you're ready to start fresh in the new year.
People look at the new year as a fresh start and opportunity to improve themselves. However, keeping resolutions throughout the year can be challenging. Setting goals as a couple allows you to work as a team toward your targets – holding each other accountable along the way.
From Thanksgiving to New Year’s Day, life often feels like a blur. Between traveling, shopping, decorating, and celebrating with friends and family, it’s a nonstop sleigh ride for you - and your wallet! The following ten tips will help raise your holiday spirits while decreasing expenses.
Starting the new year off on the right financial track is a wonderful feeling. But to get there, you’ll need to put aside a little time to wrap up the current year and start preparing for the next. Here’s a checklist of ten items you should review as the year comes to an end.
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