One of the greatest misconceptions about estate planning is that only the wealthy need them. Everyone should have an estate plan, especially parents with young children. The process involves more than just distributing your wealth – it’s also about protecting your assets, loved ones, and legacy.
Unmerging finances after a divorce or breakup can be a complex process. Fortunately, with careful planning and clear communication, it is possible to navigate this transition smoothly. By taking control of your financial future, you can set yourself up for success in this new chapter of your life.
With the advent of payment apps like CashApp, Venmo, and Zelle, sending and receiving money is now quicker and easier than ever. However, with convenience sometimes comes risk. A new scam is making the rounds that involves sending “accidental” payments to unsuspecting users.
Gearing up for college can be exciting. If you’re starting out in a dorm, it’s important to create a space that is comfortable and has all the essentials. But crafting a cozy, stylish living space doesn’t have to cost a fortune. With a bit of creativity and planning, you can deck out your dorm room to reflect your unique style, even on a tight budget.
The stock market has seen its fair share of ups and downs. While fluctuations in the market are a given, it can be difficult not to react emotionally when your money is on the line. Understanding market volatility is the best defense against rash decisions that could upend your long-term savings strategy.
You have your vacation destination picked out, your itinerary in the works, and you're ready to purchase airline tickets. As you complete the booking, you’re asked if you want to add travel insurance. But how do you know if you need it? Is it worth it to spend the extra money?
As you peruse stores, you may notice holiday décor starting to creep into window displays. With the heat of summer still in the air, it may be hard to even consider the holidays. However, getting a head start on your holiday shopping can help alleviate a lot of stress later – both financially and emotionally.
Your financial advisor plays a significant role in your current and future finances. Even minor suggestions today can have a tremendous impact down the road. So, you want to ensure your advisor is actively working in your best interest. But how can you tell if your advisor is a good fit for you? Let's explore questions you should ask yourself about their performance.
Gen X, defined as the cohort born between 1965 and 1980, is reaching a pivotal point in their lives. Becoming middle-aged often means balancing a multitude of responsibilities, including raising children, preparing for their college years, planning for retirement, and possibly caring for elderly parents. That’s a lot to juggle financially and emotionally.
Businesses regularly rely on marketing tactics to increase revenues and pad their bottom lines. While these offers might be enticing to consumers, many of these “deals” are just psychological tricks designed to get you to spend more. “Spaving” is a relatively new term coined to describe “buy more, save more” sales tactics.
