Life has a way of surprising us. Sometimes those surprises are wonderful, like a new job or the chance to travel somewhere you’ve always wanted to visit. Other times, the unexpected can throw your finances off track in an instant. That’s why every household should have an emergency fund.
For most of us, the holiday season plays out the same way every year. By the time November rolls around, the calendar is packed, prices are high, and that overwhelming feeling starts creeping in. Gifts are bought in a rush, travel gets booked at sky-high rates, and we promise ourselves we’ll plan earlier next year.
Moving out of your parents’ house and into a place of your own is a huge milestone. Whether you’re looking forward to flying solo or you plan to share a space with roommates, it’s a significant step toward independence. While this transition is exciting and empowering, it can also be more expensive than you may anticipate.
School is out, summer is here, and we’re at the halfway point of the year. Now is the perfect time to sit down and review where you stand on your goals for the year. Are you where you hoped you’d be? Or do you need to jumpstart your efforts and ambition?
While mortgage and rent are the primary cost concerns, it’s important not to overlook the expense of moving. There’s more to consider than solely the payment for professional movers. There are also supplies, utility deposits, fuel, and more to factor in, which can all add up quickly!
You said “Yes!”, popped the bubbly to celebrate, shared the news with your loved ones, and you’re basking in newly engaged bliss. Once you’ve made it through the initial excitement, next comes a not-nearly-as-exciting step: planning your wedding budget.
Buy Now, Pay Later (BNPL) programs may be the latest payment craze, but the concept isn’t new. These same principles made credit cards popular. These payment options are gaining traction due to the lure of no-interest charges, convenient repayment schedules, and easy approvals. While convenient, hidden dangers are lurking in the waters that many are overlooking.
March can be a busy time of year with many events happening all at once. From gathering with friends and watching the games to celebrating Mardi Gras and planning Spring Break trips, expenses can quickly add up. With so many financial demands competing for your budget, it’s crucial to stay on track and avoid the March Madness of overspending.
Another holiday season has come and gone. The gifts have been unwrapped, the decorations are packed away, and life is slowly returning to its normal rhythm. But as you settle into the new year, eager to tackle your resolutions – you’re suddenly confronted by an unwelcome reminder of holiday cheer: your credit card bill.
As we turn the page to a brand-new year, many take this time as an opportunity to reset and start fresh with resolutions to lead a better life. When planning your goals for the new year, don't forget to consider your financial health. The new year is the perfect time to create or refine your budget for a brighter tomorrow.
