What would happen if your vehicle’s brakes needed to be replaced or your home’s plumbing needed significant repair? Would you have the funds tucked into your savings account to pay for this type of unexpected bill? Many American households have little to no emergency savings for unexpected expenses.
The COVID-19 pandemic taught everyone a crucial lesson — it's essential to be prepared for financial curveballs. One of the best strategies to accomplish this is by regularly putting money aside into an emergency fund.
Which would you rather do in the next few months? Pay off your credit cards, or build interest on the money in your savings? Most people will go for the latter option. Making more money on your savings appears like the most stable financial option.
Ask your grandparents how they purchased their first home, and you may be shocked to learn they spent years scraping together a down payment or even purchased it outright. Today, buying groceries using credit is quite common.
It's only $5. It's only $20. It's only $100. If you're like most people, you probably hear yourself or your family members throwing around phrases like that all the time, but the reality is that the value of something really depends on whether or not you can afford it.
While there is most likely an app for that, all these apps could be killing your budget. You will be amazed at the wide range of useful apps available for your home computer, mobile devices, tablets, and more.
For many, fall signifies the beginning of the end of the year. It’s a time when many people start to plan for the holidays and the new year. Whether it's about decorations, parties, gifts, travel, entertainment, or anything in between, the magic of fall is contagious.
Nearly all of us can find a reason to put off saving money. We have all done it — we come up with excuses like I will start saving when I get my raise this year. The fact is that most of us spend more money as we make more money, meaning our best intentions to start saving gets put off year after year.
While fuel prices will always fluctuate with the economy, there are many things you can do now to help you save more at the pump. So whether you’re planning a road trip or want to lower your everyday expenses, follow these ten money-saving tips.
When it comes to saving for retirement, time is your best friend. The longer you’re able to allow compound interest to work in your favor, the better. However, even if you start saving early, it’s not uncommon to feel like you may be lagging in the retirement savings department.
