Amid the holiday hustle and bustle, veering off track with your budget can be easy. There are impromptu parties, last-minute gifts, unexpected travel, and the list goes on. Staying on top of your finances is crucial this time of the year. That’s why we’re revealing some of the best tools to keep your budget in check and your holiday spirit high
Open Enrollment season for healthcare coverage is upon us! With all the different insurance options available, it can quickly become overwhelming. In addition to your standard health insurance plan, you may supplement your coverage with an FSA or HSA. But what exactly are these accounts, and how are they different?
Peer-to-peer payment apps like Cash App, PayPal, Venmo, and Zelle have made sending money between parties quicker and easier than ever before. But when someone sends you money, is it wise to leave those funds sitting idle in your app account? Or should you move them elsewhere?
With the advent of payment apps like CashApp, Venmo, and Zelle, sending and receiving money is now quicker and easier than ever. However, with convenience sometimes comes risk. A new scam is making the rounds that involves sending “accidental” payments to unsuspecting users.
As climate and environmental concerns continue to grow in popularity, Gen Z has quickly become the face and champion of this great movement. While everyone is concerned with the upkeep and preservation of the environment, this generation is leading the way in incorporating alternatives to become more eco-friendly.
Most financial institutions, whether a credit union or bank, will require you to open a savings account before you can utilize their other services, such as checking, investment, or loan products. The low-flare savings account often gets a bad rap and is considered basic or unnecessary.
When it comes to retirement savings, time is your best friend. The more time you can save and allow your investments to compound, the greater your nest egg. One account suitable for all savers comes with an extraordinary perk – guaranteed returns. It’s a feature rarely found in investing, and it’s possible through Share Certificate Accounts.
Tap-to-pay debit and credit cards, have recently revolutionized the way payments are made. As contactless cards become more popular and widely available, many wonder if they’re safer than alternatives, such as EMV-enabled chip cards. While both offer heightened security, tap-to-pay cards include an extra layer of convenience.
Teenagers are at a critical stage of their lives where they are beginning to navigate the complexities of personal finance. Equipping them with the necessary knowledge and tools empowers them to make responsible decisions and build healthy financial habits. One pivotal step in this journey is selecting the appropriate checking account for your teen.
Sometimes balancing mistakes happen. A check you wrote, or a bill payment hits your account when not enough funds are available, resulting in unpleasant Non-Sufficient Funds (NSF) fees. However, it doesn’t have to be that way. Services, like Overdraft Protection, can eliminate any balancing fears and ensure your payments are received on time.
