Imagine walking into the credit union, applying for a loan, and unexpectedly being denied. You’ve never missed a payment and know your credit score should be great. There’s no reason why you shouldn’t be approved. Then, after reviewing your account, you realize you’ve been a victim of identity theft.
Nowadays, with more and more information being backed up and stored on the cloud, you might wonder if you really need a safe deposit box. The answer is really dependent on the individual asking.
With online transactions increasing each year, it’s more important than ever for people to become vigilant in protecting their identity. Identity theft and fraud are on the rise, and scammers are becoming smarter and more creative with how they’re targeting people and their accounts.
You don't think it will ever happen to you — and then it does. You lose your wallet. One minute you're walking around with your wallet securely in your pocket, and then next, it's gone. And you didn't even realize it was missing until it came time for you to pay for something.
While you can sit and wait for your tax refund check to hit your mailbox, it can be a long, painful, and frustrating wait when you really need that money. The good news is that the IRS will directly deposit your tax refund (some or all of it) electronically into your savings or checking account.
VIN cloning is a crime that is growing in prevalence and can leave people, like you, obtaining loans for stolen vehicles. Once identified, these vehicles are seized and returned to their rightful owners, leaving you without a car and an unsecured loan that you must continue paying.
Throughout history, gambling has been a popular pastime. Today, it’s even more accessible than ever before due to online gambling websites. Unfortunately, what can begin as an enjoyable pastime and opportunity to relieve stress, can present quite a few challenges — especially with the ease of gambling with your credit or debit card.
The holidays are a time of joy. Families gather to share laughter, food, gifts, and quality time with each other. Unfortunately, the holiday season is also one of the most joyous times of the year for fraudsters.
With the hustle and bustle of the holiday season also comes an unfortunate increase in crime rates. With hectic shoppers rushing around distracted by their to-do lists, thieves are often waiting for the perfect opportunity to capitalize on this shopping madness.
While fraud can occur at any time of the year, it, unfortunately, becomes more popular during the holidays. This could be due to the hustle and bustle of the season and the fact that more people are shopping, especially online.
