One thing that all small business owners share is that they wear multiple hats. Unlike larger companies that can hire for each specific role, there are a multitude of tasks that rest squarely on your shoulders. Aside from the day-to-day operations of your business, you’re responsible for accounting, marketing, legal, and…cybersecurity.
Imagine logging into your account to make your monthly credit card bill, and you come face-to-face with a slew of charges you did not make or authorize. Your first reaction might be panic, fear, or anger. While emotional reactions are natural, it’s time to act logically and work toward solving the problem.
With the advent of payment apps like CashApp, Venmo, and Zelle, sending and receiving money is now quicker and easier than ever. However, with convenience sometimes comes risk. A new scam is making the rounds that involves sending “accidental” payments to unsuspecting users.
Fraudsters are impersonating the courts, and their messages are very convincing. On top of that, it’s your curiosity and fear that drives you to follow their instructions. The best way to beat scammers and avoid their games is to understand how their schemes operate.
You have your vacation destination picked out, your itinerary in the works, and you're ready to purchase airline tickets. As you complete the booking, you’re asked if you want to add travel insurance. But how do you know if you need it? Is it worth it to spend the extra money?
Gift cards are fun to receive and even better to give to others. Racks of gift cards can be found for sale in every store. Their popularity, availability, and ease of purchasing make them a top choice for many consumers. However, those same qualities are precisely what makes them attractive to fraudsters.
Everything requires an account today, from handling your finances to watching your favorite shows. Between managing all these different accounts and logins, there is no worse feeling than realizing you’ve been locked out of your own account. Or worse yet, that money is missing, or purchases were made without your authority.
With the resumption of federal student loan payments and the promise of loan forgiveness, scammers have seized the opportunity to exploit the situation. They are inundating the scene with false promises of loan cancellation and a myriad of other deceptive tactics, making it vital to stay vigilant.
Temperatures are rising, and summer fun is right around the corner. But that’s not the only thing heating up. Scammers know that vacation season places people in unfamiliar locations, has them looking for ways to save money, and more – providing ample opportunities to enrich themselves.
Tap-to-pay debit and credit cards, have recently revolutionized the way payments are made. As contactless cards become more popular and widely available, many wonder if they’re safer than alternatives, such as EMV-enabled chip cards. While both offer heightened security, tap-to-pay cards include an extra layer of convenience.
