If you're looking for your first house, you likely have a “wish list” or “must-have’s checklist” for your dream home. One of those items is probably its neighborhood. After all, a house can be updated and changed to make it your own, but you can’t change its physical location or community vibe.
When deciding whether to buy a home, it’s important to remember purchasing a home is an investment. Whether your goal is to ultimately own the home outright and eliminate monthly payments, build equity in the home to use in the future, or sell the home as values increase, the decision to buy shouldn’t be taken lightly.
Mortgage down payment. It could well be the three scariest words in the home buying process. If you feel like you will never be able to buy a home because saving up the money for the down payment stumps you at every turn, you should know that you have options.
As home values steadily rise throughout the country, homeowners are in a position to reap substantial benefits. If selling your home is your goal, you will likely realize considerable gains. However, if you plan to stay in your home, you’re still able to improve your financial standing significantly.
Unexpected expenses or emergencies can be devastating to your finances. One medical bill can set you back hundreds, if not thousands, of dollars. Even smaller financial problems, such as finding the money to perform repairs after a storm, can leave you without any way to make ends meet.
Buying a home is one of the most exciting things you will do in a lifetime! Whether you are buying your first home or you’re moving up to what will be your forever home, financial preparation is essential. It’s not even all about credit scores and down payments, though those are certainly necessary.
You can’t live in a city of any size and not see countless signs for realtors floating around. They’re at bus stops, on the sides of buses, on billboards, in newspapers, and almost anywhere else you can imagine. The problem isn’t finding a realtor. They are pretty much everywhere.
You’re moving into a new home! Congratulations. This is an exciting time, but it can also be overwhelming thinking about all you have to do to prepare for the move. While you may be mentally preparing for the flurry of packing and the hustle and bustle of making your move, it’s easy to forget a few important steps in the process.
For most homeowners, their mortgage payment is due once a month, the same as their electric bill. However, there’s another payment option available that could significantly reduce the amount of interest you pay on your loan, called bi-weekly payments.
If you're considering selling your house in the future, it’s essential to understand the best home improvements for resale value. In order to get the most money for your house, your home must be in top-notch shape to attract buyers and get the highest offer possible — perhaps even a bidding war!
