A HELOC stands for Home Equity Line of Credit. This line of credit loan is based on the equity you have built-in your home. In other words, it’s the difference between what your home is worth and what you have left to pay.

Buying a home is the American dream. And, if you’re like most, you’ll probably have to obtain a home loan to make that dream come true. However, many factors can affect your home loan approval. Here is a list of some of the reasons your loan may not be approved.

When you purchased your home, you probably had a mental list of wants and needs. While most of your ‘needs’ boxes were checked, maybe you sacrificed some of your ‘wants’. Perhaps you settled on a smaller kitchen because you knew there was potential to expand.

Whether it’s your first or forever home, buying a new house is exciting! However, before you start daydreaming about how you’ll decorate and the future memories you’ll create, there is still much to do before you sign on the dotted line.

Are you looking for your first home? As a first-time homebuyer, you will be tackling the real estate market, searching for the perfect house. You will be hiring a real estate agent, checking out MLS property listings, going to home showings, and comparing home values.

While millions of people buy and sell homes every day, the average person will only purchase a few homes during their lifetime. In other words, it isn’t something you do every day. With that in mind, it's essential to understand a few key details about buying or selling a home in order to make the best financial investment.

You've got a new job in a new state or town, and it's time to sell your home and move on. Or, perhaps you've sent your last child off to college, and you're looking forward to selling your home and moving into a smaller place. Whatever your reason for wanting to sell your home, one thing is for sure: You want to do it ASAP.

Buying your first home can seem like a daunting task. Between determining your budget, considering various neighborhoods, and having to go through multiple homes to find the perfect one can be time consuming and exhausting. But the truth is, if you know what to expect from the first-time home-buying process you’ll have a much easier time!

While there are a few important choices to make during the home-buying process, one of the very first decisions you'll need to make is whether you’ll buy an existing home or build a new one. Building a new home can be exciting and offers many advantages, but it also has drawbacks when compared to purchasing an existing home.