Unexpected expenses or emergencies can be devastating to your finances. One medical bill can set you back hundreds, if not thousands, of dollars. Even smaller financial problems, such as finding the money to perform repairs after a storm, can leave you without any way to make ends meet.
Buying a home is one of the most exciting things you will do in a lifetime! Whether you are buying your first home or you’re moving up to what will be your forever home, financial preparation is essential. It’s not even all about credit scores and down payments, though those are certainly necessary.
You can’t live in a city of any size and not see countless signs for realtors floating around. They’re at bus stops, on the sides of buses, on billboards, in newspapers, and almost anywhere else you can imagine. The problem isn’t finding a realtor. They are pretty much everywhere.
You’re moving into a new home! Congratulations. This is an exciting time, but it can also be overwhelming thinking about all you have to do to prepare for the move. While you may be mentally preparing for the flurry of packing and the hustle and bustle of making your move, it’s easy to forget a few important steps in the process.
For most homeowners, their mortgage payment is due once a month, the same as their electric bill. However, there’s another payment option available that could significantly reduce the amount of interest you pay on your loan, called bi-weekly payments.
If you're considering selling your house in the future, it’s essential to understand the best home improvements for resale value. In order to get the most money for your house, your home must be in top-notch shape to attract buyers and get the highest offer possible — perhaps even a bidding war!
Buying a home can be quite a confusing process, especially when it comes to getting a loan to pay for your home. Many people today work to get pre-approved for mortgages before beginning the search for the perfect home.
It’s definitely no secret now is a great time to buy real estate. Between near-record low-rates, home-builders building again, and current home values on the rise, everywhere you look, someone is writing about the market.
Once you made that initial decision to buy a house, you can’t help but feel excited. You instantly go into house hunter mode. From searching homes on realty websites to paying attention to every ad or show about home remodels or design.
You’ll often hear homeowners talking about tapping into their home’s equity to solve a variety of financial challenges. But what exactly is home equity? And if you do tap into your home’s equity, how can you use those funds?
