When you find yourself staring at a steep credit card bill, it can feel like a giant weight on your shoulders. Reducing your balance can seem impossible at times. Don’t fret! We’re here to pull back the curtain on an easy way to regain control over credit card debt - a simple process called debt consolidation.
The holiday season is one of the busiest times of the year. Between travel plans, events, shopping, and decorating, you’ll feel like you’re being pulled in a million different directions. However, there’s one task you shouldn’t overlook – checking your credit health. Discover why reviewing your credit before the holidays is important to starting the new year off on the right financial footing.
Credit cards are one of the most popular payment options today. Lenders often enrich their cards with rewards programs that encourage consumers to continue swiping. The thought of getting something for “free” is a big motivator. But most cardholders overlook the big picture these so-called “rewards” have on their finances.
Imagine logging into your account to make your monthly credit card bill, and you come face-to-face with a slew of charges you did not make or authorize. Your first reaction might be panic, fear, or anger. While emotional reactions are natural, it’s time to act logically and work toward solving the problem.
Are you planning an international trip soon? Before heading off on your vacation, it’s important to understand how your credit card will work overseas, potential fees, and what features may benefit you. Follow these tips to make the most of your credit cards when embarking on your dream vacation.
It seems every time you open your mailbox, your email, or shop online or in-store, someone is offering you a credit card. Whether it’s your favorite retailer, airline, or gas station – there’s a credit card for that! But how many credit cards should you really have? The answer may not be as straightforward as you expect.
With the summer season underway, many homeowners are looking for projects around the house to spruce things up and even increase the value of their homes. Whether you’re looking to enhance your curb appeal, repair a leaky roof, or upgrade your kitchen, deciding how to pay for these projects can be tricky.
Tap-to-pay debit and credit cards, have recently revolutionized the way payments are made. As contactless cards become more popular and widely available, many wonder if they’re safer than alternatives, such as EMV-enabled chip cards. While both offer heightened security, tap-to-pay cards include an extra layer of convenience.
Credit cards are one of the most popular payment methods today. They’ve become so commonplace that people often forget credit cards are loans. And with any loan, the most important factor is the interest rate. However, due to heavily advertised rewards programs, the rate is rarely the deciding factor when choosing a credit card.
Are you feeling overwhelmed by credit card debt? Managing multiple credit cards can be challenging. But a balance transfer could be your ticket to financial relief and freedom. However, these tactics could lead to even further financial setbacks without proper understanding and caution.
