The past year was challenging for much of the country. Now, as we move forward into 2021, we must also plan for April 15 and the possible tax ramifications this date signifies for many. At this time, we’d like to take the opportunity to offer actionable advice you can use to help you with your tax prepping and planning for the year.

With everyone spending so much time at home during the COVID-19 shut-downs, new home improvement ideas are likely to pop up. But the thought of doing home repairs or renovation projects right now is a bit of a puzzle. Is this the right time to take on one or more home upgrade projects or not?

Some people are fortunate enough to have secure jobs even in the COVID-19-related economic downturn. You might not need the money the stimulus checks offer to families across the country. Others may be relying on these stimulus checks to help pay for essentials.

Your credit score is one of the most important numbers to monitor as an adult. It will help you borrow money, determines what interest rates you will pay, and even plays a role in things such as your ability to rent an apartment. Actively monitoring your credit report and working to improve your score makes life much easier and more affordable.

The future is always uncertain. Perhaps now a little more than usual. Many people are facing more questions than ever before about their future related to their health, finances, jobs, and businesses. We understand this is unsettling.

The first wave of COVID-19 left many feeling financially unprepared, which is completely understandable since none of us were ready to deal with the consequences it brought. However, with the thought of another wave coming, it’s essential to take steps now to prepare yourself financially if this second wave does occur.

The current crisis has many people more than a little nervous about investing. Wall Street appears to be struggling to get a handle on the ups and downs of the news cycle, and that makes people at all levels of experience more apprehensive about investing.

As businesses start reopening and people begin returning to work throughout the country, the initial thought was that COVID-19 scams would cease. Unfortunately, that isn’t the case. If anything, they are continuing. Some might even say they are growing as people begin to return to the office, and life begins to take on the appearance of a new normal.

As the reality of COVID-19 sets in across the country, the unfortunate truth is some will seek to profit from people’s fear and the opportunities that present themselves along the way. While many people are out of work or sustaining significant financial challenges, some are working overtime to create elaborate scams to take advantage of those who are suffering already.

Over the past several weeks, our world changed dramatically. Many people, once financially comfortable, are facing job losses, reduced hours, pay cuts, furloughs, and more. For others, their once plentiful emergency funds are beginning to dwindle.